Life Assurance/Mortgage Protection

Although Life Assurance is sometimes dismissed as an unnecessary luxury, it is vital to have adequate cover to protect your income and your loved ones against the financial impact of illness or premature death. I advise on a range of policies to cover most eventualities.

Mortgage Protection

Provides for a lump sum payable on death to cover such costs as mortgage repayments.

Critical Illness Cover

Allows for the payment of a lump sum following diagnosis for a critical illness, sometimes called Specified Illness cover. It is particularly suited to people with dependents, the self-employed and those with outstanding mortgages.

Business Cover

Allows for the continuity of the business, in the case of the death or critical illness of a key employee or shareholder.

Ronnie has agencies with several life insurance companies, who provide very competitive prices, some of which offer a ‘price match’ from time to time, undertaking to match the lowest-cost premium in the market.

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