Whatever stage we are at in our lives, whether it is to provide for our children’s education, or saving to buy a new home, we all need to save for one thing or another. A prudent decision to start saving now can mean that you are financially ready to cover a future need.
Many people regained the savings habit with SSIAs, the Special Savings Incentive Accounts promoted by the Government, and reaped the benefits of these on their maturity. Even though the Government are unlikely to offer similar products any time soon, it does not mean that you should stop saving, as the benefits of regular saving still apply.
Whatever you are saving for, the right savings plan can provide you with the potential to reach your target a lot faster.
There are currently a wide range of products available on the market that offer similar options, however it is key that you select the right plan to suit your needs.
Ronnie Tanner can help you! I will sit with you, and evaluate your goals and objectives, so that we can agree a plan that suits you. I will then review the market to ensure that you get the most suitable product to match your individual needs and preferences.
Call me to-day to get the ball rolling, and get yourself back in to the savings habit.
If you are interested in saving with an element of risk, however small, then contact us for details. If you are totally risk averse, then you are limited to a deposit-based product, such as below. The deposit-based product is more suited to short-term savings plans, i.e. less than five years.
Talk to Ronnie about a “Regular Saver” account
- Flexibility to fund a joint account with two direct debits (one per individual per month)1
- Save €100 – €1,000 each month per account
- No lump sum lodgements allowed
- Maximum of two monthly payment breaks allowed each calendar year
- Withdraw funds on demand
- Competitive rate of 0.25% Gross/AER (Variable)
Higher Rates available if you open a Current a/c with KBC Bank Ireland, plc.
- Maximum Balance €50,0002
When it comes to being sensible with money it’s not always easy. Growing your savings can sometimes feel like a challenge. So to make this easier we’re introducing the KBC Regular Saver account. It’s part of our growing range of savings options, and is designed to make it convenient for you to save regularly. It’s packed with great features, including a competitive rate and built in flexibility – like putting your regular payments on hold for two months a year so you can manage your finances more easily. And, for KBC Joint Account holders, we can even set up two Direct Debits to fund the account. Giving you even more flexibility to manage your monthly savings.
- Maximum two individuals on the account.
- Once this limit is reached, the entire balance (and any continuing direct debit lodgements) will earn interest at the Standard Demand Deposit Account interest rate.
The Regular Saver Account is only available to Personal Customers. Only one single and one joint Regular Saver Account permitted per individual. AER means Annual Equivalent Rate. Interest is subject to Deposit Interest Retention Tax (where applicable). Rate subject to availability. Information correct as at May 2019. Terms and Conditions apply. KBC Bank Ireland plc is regulated by the Central Bank of Ireland.
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