Good Financial Habits

It all comes down to good financial habits. If you have poor spending and savings habits, the likelihood of you reaching your financial goals diminish. So what habits should you adopt in order to give yourself the best chance? Think long term, as well as short term When thinking about what you want, avoid the […]

Alternatives for my savings?

We are seeing a huge increase in clients who have never strayed from deposits previously, looking for an alternative. This is largely due to the little to no return being offered by banks on savings accounts. We have been discussing alternatives with our clients for the past few years. However, it is only within the […]

How to protect your biggest asset?

What is your biggest asset? Your income is by far your biggest asset. Without your income, you stand to put your lifestyle, mortgage repayments, holidays, etc., at risk. Income protection is not an insurance that many people have in place. This is despite the fact that income protection might be the most important insurance we […]

What about your children’s future?

If you have children under 16 (or under 18 in full time education or training), you will be in receipt of Child Benefit. For one child, you will receive €140 per month, for two children €280 per month, for three children €420 per month etc. For more information on the specifics of Child Benefit, you […]

Financial Wellness

We all know how to look after our physical wellbeing, but have you considered your financial wellbeing? How do you determine your overall financial wellness? Debt Accrual First you must look at your level of debt. Are you constantly relying on overdrafts and credit cards for day to day life? This may be a red […]

Are your habits costing your savings?

We are now one month into the new year, are you all keeping up with your New Years Resolutions? Or maybe you haven’t made any? Now could be a good time to make one. Today I am going to talk about habits, and how much these habits cost us. These habits could be anything like […]

How to take control of your finances in 2021

The first step to take control of your finances is budgeting! Yes this is a basic but vital tool in order to get all your financial ducks in a row. How do you get your head around budgeting effectively? There is a rule, called the 50-30-20 rule, which was created by US Senator Elizabeth Warren […]

What is the value in a Financial Adviser?

Initially a financial adviser can help you identify your financial needs, recommend products to help you reach your goals and set everything up properly. This is where people think the financial adviser’s job ends. Often our work isn’t always visible to you. It is so easy to get confused by market performance, with factors like […]

Mind the Gap; Planning for a Comfortable Retirement.

Did you know that for every 10 years you delay paying into a pension, you will have to pay double the amount in order to reach the same goal by retirement age? But why should you contribute to a pension? Do you know what state pension you are entitled to? Contributory or non-contributory? The contributory […]

Environmentally Friendly Investments.

In our everyday life we are pushed to reduce our waste, recycle, reuse as much as we can. Many of us are switching to plastic free options. We can walk or cycle instead of driving. We can buy electric cars, we can install solar panels on our houses. These are all great in helping to reduce our negative impact on the planet. But what about investing?