We recently spoke to a client about estate planning. Our client responded that they didn’t plan on having anything left by the time they die. When we questioned how they knew when they were going to die there was an awkward silence. The reality of it is, we all like to think of our death […]
One of our clients, a limited company, had a lot of capital on deposit in 2019. After much consideration and discussions with them, they agreed to invest a portion of this capital into a product suitable for them. In June 2019, this company invested €100,000. In July 2021, this investment was valued at €120,633 gross […]
It all comes down to good financial habits. If you have poor spending and savings habits, the likelihood of you reaching your financial goals diminish. So what habits should you adopt in order to give yourself the best chance? Think long term, as well as short term When thinking about what you want, avoid the […]
We are seeing a huge increase in clients who have never strayed from deposits previously, looking for an alternative. This is largely due to the little to no return being offered by banks on savings accounts. We have been discussing alternatives with our clients for the past few years. However, it is only within the […]
The biggest savings in life can be made by regularly reviewing your mortgage. The mortgage market is ever changing, so there can be big savings to be made. According to a recent report from Doddl.ie, the average homeowner is paying over €4,000 per year extra in mortgage repayments by staying with their current lender. Over […]
If you have children under 16 (or under 18 in full time education or training), you will be in receipt of Child Benefit. For one child, you will receive €140 per month, for two children €280 per month, for three children €420 per month etc. For more information on the specifics of Child Benefit, you […]
We all know how to look after our physical wellbeing, but have you considered your financial wellbeing? How do you determine your overall financial wellness? Debt Accrual First you must look at your level of debt. Are you constantly relying on overdrafts and credit cards for day to day life? This may be a red […]
We are now one month into the new year, are you all keeping up with your New Years Resolutions? Or maybe you haven’t made any? Now could be a good time to make one. Today I am going to talk about habits, and how much these habits cost us. These habits could be anything like […]
Initially a financial adviser can help you identify your financial needs, recommend products to help you reach your goals and set everything up properly. This is where people think the financial adviser’s job ends. Often our work isn’t always visible to you. It is so easy to get confused by market performance, with factors like […]
In our everyday life we are pushed to reduce our waste, recycle, reuse as much as we can. Many of us are switching to plastic free options. We can walk or cycle instead of driving. We can buy electric cars, we can install solar panels on our houses. These are all great in helping to reduce our negative impact on the planet. But what about investing?
