The biggest savings in life can be made by regularly reviewing your mortgage. The mortgage market is ever changing, so there can be big savings to be made. According to a recent report from Doddl.ie, the average homeowner is paying over €4,000 per year extra in mortgage repayments by staying with their current lender. Over […]
If you have children under 16 (or under 18 in full time education or training), you will be in receipt of Child Benefit. For one child, you will receive €140 per month, for two children €280 per month, for three children €420 per month etc. For more information on the specifics of Child Benefit, you […]
We all know how to look after our physical wellbeing, but have you considered your financial wellbeing? How do you determine your overall financial wellness? Debt Accrual First you must look at your level of debt. Are you constantly relying on overdrafts and credit cards for day to day life? This may be a red […]
We are now one month into the new year, are you all keeping up with your New Years Resolutions? Or maybe you haven’t made any? Now could be a good time to make one. Today I am going to talk about habits, and how much these habits cost us. These habits could be anything like […]
Initially a financial adviser can help you identify your financial needs, recommend products to help you reach your goals and set everything up properly. This is where people think the financial adviser’s job ends. Often our work isn’t always visible to you. It is so easy to get confused by market performance, with factors like […]
In our everyday life we are pushed to reduce our waste, recycle, reuse as much as we can. Many of us are switching to plastic free options. We can walk or cycle instead of driving. We can buy electric cars, we can install solar panels on our houses. These are all great in helping to reduce our negative impact on the planet. But what about investing?
At the beginning of the Covid-19 Pandemic, we wrote about how time is more important than timing when investing. I have been following a particular investment throughout the Pandemic. This investment was of €100,000 approximately 1 year ago, invested in a mix of funds in order to diversify their risk. The portfolio was a medium […]
“I don’t want to take any risk with my money, I would rather leave it on deposit where it is safe.” With deposits at an all time low, is it time to start exploring other options for your investments? Many people think that by leaving capital on deposit, your capital is in a risk free […]