We recently spoke to a client about estate planning. Our client responded that they didn’t plan on having anything left by the time they die. When we questioned how they knew when they were going to die there was an awkward silence. The reality of it is, we all like to think of our death […]
One of our clients, a limited company, had a lot of capital on deposit in 2019. After much consideration and discussions with them, they agreed to invest a portion of this capital into a product suitable for them. In June 2019, this company invested €100,000. In July 2021, this investment was valued at €120,633 gross […]
What are the benefits of choosing mortgage broker when embarking upon your mortgage journey? A good mortgage broker can save you thousands of euro over the term of your mortgage. With so many banks and lenders offering mortgages, it can be hard to choose which one to go with. That’s why a mortgage broker can save […]
The biggest savings in life can be made by regularly reviewing your mortgage. The mortgage market is ever changing, so there can be big savings to be made. According to a recent report from Doddl.ie, the average homeowner is paying over €4,000 per year extra in mortgage repayments by staying with their current lender. Over […]
If you have children under 16 (or under 18 in full time education or training), you will be in receipt of Child Benefit. For one child, you will receive €140 per month, for two children €280 per month, for three children €420 per month etc. For more information on the specifics of Child Benefit, you […]
We all know how to look after our physical wellbeing, but have you considered your financial wellbeing? How do you determine your overall financial wellness? Debt Accrual First you must look at your level of debt. Are you constantly relying on overdrafts and credit cards for day to day life? This may be a red […]
We are now one month into the new year, are you all keeping up with your New Years Resolutions? Or maybe you haven’t made any? Now could be a good time to make one. Today I am going to talk about habits, and how much these habits cost us. These habits could be anything like […]
The first step to take control of your finances is budgeting! Yes this is a basic but vital tool in order to get all your financial ducks in a row. How do you get your head around budgeting effectively? There is a rule, called the 50-30-20 rule, which was created by US Senator Elizabeth Warren […]
Initially a financial adviser can help you identify your financial needs, recommend products to help you reach your goals and set everything up properly. This is where people think the financial adviser’s job ends. Often our work isn’t always visible to you. It is so easy to get confused by market performance, with factors like […]
Did you know that for every 10 years you delay paying into a pension, you will have to pay double the amount in order to reach the same goal by retirement age? But why should you contribute to a pension? Do you know what state pension you are entitled to? Contributory or non-contributory? The contributory […]
