One of our clients, a limited company, had a lot of capital on deposit in 2019. After much consideration and discussions with them, they agreed to invest a portion of this capital into a product suitable for them. In June 2019, this company invested €100,000. In July 2021, this investment was valued at €120,633 gross […]
It all comes down to good financial habits. If you have poor spending and savings habits, the likelihood of you reaching your financial goals diminish. So what habits should you adopt in order to give yourself the best chance? Think long term, as well as short term When thinking about what you want, avoid the […]
We all know how to look after our physical wellbeing, but have you considered your financial wellbeing? How do you determine your overall financial wellness? Debt Accrual First you must look at your level of debt. Are you constantly relying on overdrafts and credit cards for day to day life? This may be a red […]
Initially a financial adviser can help you identify your financial needs, recommend products to help you reach your goals and set everything up properly. This is where people think the financial adviser’s job ends. Often our work isn’t always visible to you. It is so easy to get confused by market performance, with factors like […]
Many of our clients complain of earning practically nothing for their money on deposit. In the next breath they will tell us that they are afraid of investing. This is because they are afraid of losing any of their hard earned capital. Unless you are willing to take an element of risk, you will not […]
At the beginning of the Covid-19 Pandemic, we wrote about how time is more important than timing when investing. I have been following a particular investment throughout the Pandemic. This investment was of €100,000 approximately 1 year ago, invested in a mix of funds in order to diversify their risk. The portfolio was a medium […]
“I don’t want to take any risk with my money, I would rather leave it on deposit where it is safe.” With deposits at an all time low, is it time to start exploring other options for your investments? Many people think that by leaving capital on deposit, your capital is in a risk free […]
