Blog
Are your habits costing your savings?
We are now one month into the new year, are you all keeping up with your New Years Resolutions? Or maybe you haven’t made any? Now could be a good time to make one. Today I am going to talk about habits, and how much these habits cost us. These habits could be anything like […]
How to take control of your finances in 2021
The first step to take control of your finances is budgeting! Yes this is a basic but vital tool in order to get all your financial ducks in a row. How do you get your head around budgeting effectively? There is a rule, called the 50-30-20 rule, which was created by US Senator Elizabeth Warren […]
What is the value in a Financial Adviser?
Initially a financial adviser can help you identify your financial needs, recommend products to help you reach your goals and set everything up properly. This is where people think the financial adviser’s job ends. Often our work isn’t always visible to you. It is so easy to get confused by market performance, with factors like […]
Mind the Gap; Planning for a Comfortable Retirement.
Did you know that for every 10 years you delay paying into a pension, you will have to pay double the amount in order to reach the same goal by retirement age? But why should you contribute to a pension? Do you know what state pension you are entitled to? Contributory or non-contributory? The contributory […]
Environmentally Friendly Investments.
In our everyday life we are pushed to reduce our waste, recycle, reuse as much as we can. Many of us are switching to plastic free options. We can walk or cycle instead of driving. We can buy electric cars, we can install solar panels on our houses. These are all great in helping to reduce our negative impact on the planet. But what about investing?
Fear of Investing
Many of our clients complain of earning practically nothing for their money on deposit. In the next breath they will tell us that they are afraid of investing. This is because they are afraid of losing any of their hard earned capital. Unless you are willing to take an element of risk, you will not […]
